Blogs
What is LTV or loan-to-value ratio on a mortgage?
What is LTV or loan-to-value ratio on a mortgage? From ARM to VA, there are dozens of abbreviations related to the mortgage process. Understanding this shorthand terminology is helpful when navigating homebuying. At times it [...]
What is a down payment?
What is a down payment? A down payment on a house is a portion of your home purchase price that you pay up front. If you take out a mortgage loan, you’ll typically pay your [...]
Top 5 FAQs regarding equity in a home
Top 5 FAQs regarding equity in a home Are you a renter weighing the rent-vs-buy decision? Renting has its advantages. For example, renters have less responsibility for maintenance and repairs and can pick up and [...]
5 tax benefits of buying a home
5 tax benefits of buying a home The tax benefits of buying a home are one of the many advantages of homeownership vs. renting. Tax breaks for first-time homebuyers are either deductions or credits. Both [...]
Mortgage help programs and assistance
Mortgage help programs and assistance We recognize that, while COVID-19 has impacted all our daily lives and habits, it may have far-reaching consequences in many areas affecting your mortgage and finances. Guild is here to [...]
How Guild is creating a new norm with eClosings and Digital Mortgages
How Guild is creating a new norm with eClosings and Digital Mortgages Today, almost every step required to purchase a home can be completed online. Many homebuyers start their home search virtually, while local real [...]