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What is a good debt-to-income ratio?

By | October 28th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

What is a good debt-to-income ratio? Buying a home is sure to be one of the most significant purchases you and your family will ever make. That’s exactly why it’s essential to know if [...]

Conforming vs. Non-conforming loan. What’s the difference?

By | October 21st, 2019|Categories: Mortgage 101, Products and programs|Tags: , , |

Conforming vs. Non-conforming loan. What's the difference? Explore the differences between Conforming and Non-conforming loans with this helpful guide. What is a conforming loan? A Conforming loan is a non-government loan that “conforms” to requirements [...]

Top 10 real estate terms to know when buying a home

By | October 14th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

Top 10 real estate terms to know when buying a home Do you know the difference between an appraisal and an inspection? What about a buyer’s agent and a seller’s agent? The real estate market [...]

I’ve owned a home before. Do I qualify as a first-time homebuyer?

By | September 23rd, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

I've owned a home before. Do I qualify as a first-time homebuyer? It may seem obvious that if you’ve never owned a home, you are considered a “first-time” homebuyer. However, did you know that even [...]

Can I buy a house if I have bad credit?

By | September 16th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

Can I buy a house if I have bad credit? If you’re in the market for a new home and have a low or “bad” credit score, you might be worried about getting a mortgage [...]

Is a 20% down payment needed to purchase a home?

By | September 12th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

Is a 20% down payment needed to purchase a home? If you’re in the market for a home you’ve likely heard that you need to save twenty percent for a down payment before you can [...]