What is an HOA? A beginner's guide to homeowners associations Are you considering buying a home in a community with an HOA? According to HOA-USA, there are more than 350,000 HOAs, representing some 40 million [...]
How do home improvement loans work? A home improvement loan, or home renovation loan, allows you to buy or refinance a home in almost any condition, make improvements right away and pay over time. You [...]
What’s the difference between a manufactured, modular and mobile home? What comes to mind when you picture a new home being built? Do you envision a wooden frame on a foundation at a construction site? [...]
What’s the difference between a condo and an apartment? When deciding whether to buy a condo or rent an apartment, it’s helpful to understand the differences between the two. Renting an apartment provides flexibility to [...]
What is LTV or loan-to-value ratio on a mortgage? From ARM to VA, there are dozens of abbreviations related to the mortgage process. Understanding this shorthand terminology is helpful when navigating homebuying. At times it [...]
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