What is Mortgage Lending?

By | May 15th, 2017|Categories: Mortgage 101|Tags: , , , |

This month, we’re taking you behind the scenes. Guild is a leading independent mortgage lender, specializing in residential home loans. But what does that mean? [...]

Property Tax Fun Facts

By | April 28th, 2017|Categories: Mortgage 101|Tags: , , , |

After a loan closes, many questions arise for homeowners, including those related to property taxes.  An important thing to remember after you close your loan [...]

Property Tax Information

By | April 25th, 2017|Categories: Mortgage 101|Tags: , , , |

A property tax is a tax assessed on real estate, usually based on the value of the property you own and usually by your local [...]

Application Preparation

By | March 20th, 2017|Categories: Mortgage 101|Tags: , , |

After deciding what you can afford, where you want to live and which dream house to choose, there’s still paperwork to get through. Our goal [...]

Mortgage Basics

By | March 9th, 2017|Categories: Mortgage 101|Tags: , , , |

It can be difficult to know where to start when considering buying a home. Last month, we focused on tips for first-time homebuyers, explained how [...]

Credit Score Explained

By | February 23rd, 2017|Categories: Mortgage 101|Tags: , , , |

When applying for a home loan, you’ll hear about your credit score a lot. What is a credit score, exactly? Credit scores range from 300 [...]

Homebuyer Tips

By | February 7th, 2017|Categories: Mortgage 101|Tags: , , , |

We’ve created resources in our Home Loan Guide for people thinking about buying. For new buyers, these can help answer some of the most important [...]

What Affects Mortgage Rates?

By | January 23rd, 2017|Categories: Mortgage 101|Tags: , , , , |

Overall Economy. If the Gross Domestic Product of the overall economy improves, interest rates will go higher, if the economy declines, interest rates will usually [...]

Resolutions & Regulations

By | January 9th, 2017|Categories: Mortgage 101|Tags: , |

With a new year comes new resolutions and new regulations. We hope that regulators take a common sense approach to homeownership opportunities while ensuring consumer [...]