What is an HOA? A beginner’s guide to homeowners associations

By | December 23rd, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

What is an HOA? A beginner's guide to homeowners associations Are you considering buying a home in a community with an HOA? According to HOA-USA, [...]

Your guide to buying a fixer-upper

By | December 18th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , , |

Your guide to buying a fixer-upper If you’d like a home with a lower purchase price or your budget doesn't allow you to purchase a [...]

What’s the difference between a condo and an apartment?

By | November 25th, 2020|Categories: Mortgage 101|Tags: , , , , , , , |

What’s the difference between a condo and an apartment? When deciding whether to buy a condo or rent an apartment, it’s helpful to understand the [...]

What is LTV or loan-to-value ratio on a mortgage?

By | September 30th, 2020|Categories: Mortgage 101|Tags: , , , , , , |

What is LTV or loan-to-value ratio on a mortgage? From ARM to VA, there are dozens of abbreviations related to the mortgage process. Understanding this [...]

What is a down payment?

By | September 23rd, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

What is a down payment? A down payment on a house is a portion of your home purchase price that you pay up front. If [...]

5 tax benefits of buying a home

By | September 9th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

5 tax benefits of buying a home The tax benefits of buying a home are one of the many advantages of homeownership vs. renting. Tax [...]

Mortgage help programs and assistance

By | August 10th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , , |

Mortgage help programs and assistance We recognize that, while COVID-19 has impacted all our daily lives and habits, it may have far-reaching consequences in many [...]

How Guild is creating a new norm with eClosings and Digital Mortgages

By | August 4th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , , |

How Guild is creating a new norm with eClosings and Digital Mortgages Today, almost every step required to purchase a home can be completed online. [...]

Refinancing your home: the benefits, pros and cons

By | May 14th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , , |

Refinancing your home: the benefits, pros and cons Are you considering refinancing your home loan while 30-year fixed-rate mortgages are at historic lows? You’re [...]

How to write a winning real estate offer letter

By | February 28th, 2020|Categories: Mortgage 101|Tags: , , |

How to write a winning real estate offer letter If you’re thinking of buying a home in a competitive market, your real estate agent [...]