About Guild Mortgage

Founded in 1960 when the modern U.S. mortgage industry was just forming, Guild Mortgage Company is a nationally recognized independent mortgage lender offering pilot and niche residential mortgage products and local in-house processing, underwriting and funding. Its collegial and entrepreneurial culture enables it to deliver personalized customer service. Having been through every economic cycle, the company has grown almost 20-fold since 2007, when it first reached $1 billion in production, to $21.71 billion in total loan volume in 2019. It now has nearly 4,000 employees and 222 retail branches in 30 states. Guild’s highly trained loan professionals are experienced in government-sponsored programs such as FHA, VA, USDA, down payment assistance programs and other specialized loan programs. In addition, Guild services more than 237,000 loans, which totaled $49.43 billion as of December 31, 2019. It has correspondent banking relationships with credit unions and community banks in 43 states and services loans in 47 states. (Equal Housing Lender-Company NMLS #3274).

Top seven reasons for renting vs. buying a home

By | November 25th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

Top seven reasons for renting vs. buying a home Are you stuck in the renting vs. buying a house decision-making process? Although your final choice [...]

VA loan benefits and FAQs about funding fees

By | November 18th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

VA loan benefits and FAQs about funding fees If you’re a veteran thinking of taking advantage of VA loan benefits, you’re not alone. There [...]

VA loan interest rates and determining home affordability

By | November 11th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

VA loan interest rates and determining home affordability Veterans are more likely to be homeowners than the non-veteran population. According to Trulia, this is thanks [...]

Who is eligible for a VA loan?

By | November 4th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

Who is eligible for a VA loan? For seven decades, VA loans, also known as Veterans Affairs mortgages, have offered a lifeline for military [...]

How do my property taxes get paid?

By | October 28th, 2019|Categories: Hot topics, Mortgage 101, Products and programs|Tags: , , , |

How do my property taxes get paid? If you’re a first-time homebuyer, you may not be familiar with the ins and outs of property [...]

What is a good debt-to-income ratio?

By | October 28th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

What is a good debt-to-income ratio? Buying a home is sure to be one of the most significant purchases you and your family will [...]

Conforming vs. Non-conforming loan. What’s the difference?

By | October 21st, 2019|Categories: Mortgage 101, Products and programs|Tags: , , |

Conforming vs. Non-conforming loan. What's the difference? Explore the differences between Conforming and Non-conforming loans with this helpful guide. What is a conforming loan? A [...]

Top 10 real estate terms to know when buying a home

By | October 14th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

Top 10 real estate terms to know when buying a home Do you know the difference between an appraisal and an inspection? What about a [...]

I’ve owned a home before. Do I qualify as a first-time homebuyer?

By | September 23rd, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

I've owned a home before. Do I qualify as a first-time homebuyer? It may seem obvious that if you’ve never owned a home, you are [...]

Can I buy a house if I have bad credit?

By | September 16th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

Can I buy a house if I have bad credit? If you’re in the market for a new home and have a low or “bad” [...]