What is LTV or loan-to-value ratio on a mortgage?

By | September 30th, 2020|Categories: Mortgage 101|Tags: , , , , , , |

What is LTV or loan-to-value ratio on a mortgage? From ARM to VA, there are dozens of abbreviations related to the mortgage process. Understanding this [...]

What is a down payment?

By | September 23rd, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

What is a down payment? A down payment on a house is a portion of your home purchase price that you pay up front. If [...]

Top 5 FAQs regarding equity in a home

By | September 16th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , |

Top 5 FAQs regarding equity in a home Are you a renter weighing the rent-vs-buy decision? Renting has its advantages. For example, renters have less [...]

How Guild is creating a new norm with eClosings and Digital Mortgages

By | August 4th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , , |

How Guild is creating a new norm with eClosings and Digital Mortgages Today, almost every step required to purchase a home can be completed online. [...]

Refinancing your home: the benefits, pros and cons

By | May 14th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , , |

Refinancing your home: the benefits, pros and cons Are you considering refinancing your home loan while 30-year fixed-rate mortgages are at historic lows? You’re [...]

Ten essential resources for first-time homebuyers

By | February 27th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , |

Ten essential resources for first-time homebuyers When you’re buying your first home, where do you go to find information, advice and tools to help guide [...]

Mortgage advice for first-time homebuyers

By | December 6th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

Mortgage advice for first-time homebuyers While buying your first home is an exciting experience, there’s a lot you need to consider. From finding an [...]

Top seven reasons for renting vs. buying a home

By | November 25th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

Top seven reasons for renting vs. buying a home Are you stuck in the renting vs. buying a house decision-making process? Although your final [...]

VA loan benefits and FAQs about funding fees

By | November 18th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

VA loan benefits and FAQs about funding fees If you’re a veteran thinking of taking advantage of VA loan benefits, you’re not alone. There [...]

VA loan interest rates and determining home affordability

By | November 11th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

VA loan interest rates and determining home affordability Veterans are more likely to be homeowners than the non-veteran population. According to Trulia, this is thanks [...]