What is LTV or loan-to-value ratio on a mortgage?

By | September 30th, 2020|Categories: Mortgage 101|Tags: , , , , , , |

What is LTV or loan-to-value ratio on a mortgage? From ARM to VA, there are dozens of abbreviations related to the mortgage process. Understanding this [...]

What is a down payment?

By | September 23rd, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

What is a down payment? A down payment on a house is a portion of your home purchase price that you pay up front. If [...]

Top 5 FAQs regarding equity in a home

By | September 16th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , |

Top 5 FAQs regarding equity in a home Are you a renter weighing the rent-vs-buy decision? Renting has its advantages. For example, renters have less [...]

5 tax benefits of buying a home

By | September 9th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

5 tax benefits of buying a home The tax benefits of buying a home are one of the many advantages of homeownership vs. renting. Tax [...]

Mortgage help programs and assistance

By | August 10th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , , |

Mortgage help programs and assistance We recognize that, while COVID-19 has impacted all our daily lives and habits, it may have far-reaching consequences in many [...]

How Guild is creating a new norm with eClosings and Digital Mortgages

By | August 4th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , , |

How Guild is creating a new norm with eClosings and Digital Mortgages Today, almost every step required to purchase a home can be completed online. [...]

Refinancing your home: the benefits, pros and cons

By | May 14th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , , |

Refinancing your home: the benefits, pros and cons Are you considering refinancing your home loan while 30-year fixed-rate mortgages are at historic lows? You’re [...]

How to write a winning real estate offer letter

By | February 28th, 2020|Categories: Mortgage 101|Tags: , , |

How to write a winning real estate offer letter If you’re thinking of buying a home in a competitive market, your real estate agent [...]

Ten essential resources for first-time homebuyers

By | February 27th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , |

Ten essential resources for first-time homebuyers When you’re buying your first home, where do you go to find information, advice and tools to help guide [...]

How condo financing is different from single-family homes

By | February 18th, 2020|Categories: Customer service, Mortgage 101, Products and programs|Tags: , , |

How condo financing is different from single-family homes Condos meet the needs for many homebuyers, including city-dwellers, empty-nesters, singles, and long-term renters ready to [...]