What’s underwriting in the mortgage process?

By | February 17th, 2021|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

What's underwriting in the mortgage process? "Clear to close" may be the most popular three words of the homebuying journey. That's what you're waiting to [...]

What are closing costs?

By | February 10th, 2021|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

What are closing costs? Closing on a new home is the last step in the mortgage loan process. With closing finalized, you’ll be handed the [...]

Top 3 questions about buying a home with no money down

By | February 3rd, 2021|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

Top 3 questions about buying a home with no money down Homeownership is possible, even without a down payment. If you’re wondering if buying a [...]

How to get pre-approved for a mortgage

By | January 27th, 2021|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

How to get pre-approved for a mortgage Home shopping without a solid pre-approval is like taking a test without studying. Pre-approval gives you confidence in [...]

Conventional loans versus FHA loans

By | January 6th, 2021|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

Conventional loans versus FHA loans Whether you’re considering refinancing your existing home or purchasing a new one, comparing loans side by side can help you [...]

How to buy a condo

By | December 30th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

How to buy a condo If you’re considering taking advantage of low mortgage rates and becoming a homeowner, deciding what kind of home to buy [...]

What is an HOA? A beginner’s guide to homeowners associations

By | December 23rd, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , |

What is an HOA? A beginner's guide to homeowners associations Are you considering buying a home in a community with an HOA? According to HOA-USA, [...]

Your guide to buying a fixer-upper

By | December 18th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , , , |

Your guide to buying a fixer-upper If you’d like a home with a lower purchase price or your budget doesn't allow you to purchase a [...]

What’s the difference between a condo and an apartment?

By | November 25th, 2020|Categories: Mortgage 101|Tags: , , , , , , , |

What’s the difference between a condo and an apartment? When deciding whether to buy a condo or rent an apartment, it’s helpful to understand the [...]

What is LTV or loan-to-value ratio on a mortgage?

By | September 30th, 2020|Categories: Mortgage 101|Tags: , , , , , , |

What is LTV or loan-to-value ratio on a mortgage? From ARM to VA, there are dozens of abbreviations related to the mortgage process. Understanding this [...]