About Guild Mortgage

Founded in 1960 when the modern U.S. mortgage industry was just forming, Guild Mortgage Company is a nationally recognized independent mortgage lender offering pilot and niche residential mortgage products and local in-house processing, underwriting and funding. Its collegial and entrepreneurial culture enables it to deliver personalized customer service. Having been through every economic cycle, the company has grown almost 20-fold since 2007, when it first reached $1 billion in production, to $21.71 billion in total loan volume in 2019. It now has nearly 4,000 employees and 222 retail branches in 30 states. Guild’s highly trained loan professionals are experienced in government-sponsored programs such as FHA, VA, USDA, down payment assistance programs and other specialized loan programs. In addition, Guild services more than 237,000 loans, which totaled $49.43 billion as of December 31, 2019. It has correspondent banking relationships with credit unions and community banks in 43 states and services loans in 47 states. (Equal Housing Lender-Company NMLS #3274).

Watch out for these three problematic property types

By | March 19th, 2020|Categories: Mortgage 101, Products and programs, Resources|

Watch out for these three problematic property types When shopping on a budget, discount homes may be tempting, but if you’re not careful they may [...]

What is a temporary buydown and when does it make sense to get one?

By | March 12th, 2020|Categories: Mortgage 101, Products and programs, Resources|

What is a temporary buydown and when does it make sense to get one? Temporary buydowns are best for those who need to buy a [...]

Student loan debt shouldn’t prevent you from buying a home

By | March 5th, 2020|Categories: Mortgage 101, Products and programs, Resources|

Student loan debt shouldn’t prevent you from buying a home As of the first quarter of 2019, student loan debt is $1.5 trillion in [...]

How to write a winning real estate offer letter

By | February 28th, 2020|Categories: Mortgage 101|Tags: , , |

How to write a winning real estate offer letter If you’re thinking of buying a home in a competitive market, your real estate agent [...]

What is mortgage insurance?

By | February 27th, 2020|Categories: Products and programs|

What is mortgage insurance? Mortgage insurance covers costs lost by the lender in case the borrower defaults. If you put less than 20% down, most [...]

Ten essential resources for first-time homebuyers

By | February 27th, 2020|Categories: Mortgage 101, Products and programs|Tags: , , , , |

Ten essential resources for first-time homebuyers When you’re buying your first home, where do you go to find information, advice and tools to help [...]

How to negotiate your home’s sale price

By | February 18th, 2020|Categories: Customer service, Mortgage 101, Products and programs, The Guild way|

How to negotiate your home's sale price Negotiating on a home’s price isn’t the same as haggling over art at a garage sale. The [...]

How condo financing is different from single-family homes

By | February 18th, 2020|Categories: Customer service, Mortgage 101, Products and programs|Tags: , , |

How condo financing is different from single-family homes Condos meet the needs for many homebuyers, including city-dwellers, empty-nesters, singles, and long-term renters ready to [...]

Four ways to get a better loan rate

By | January 31st, 2020|Categories: Customer service, Hot topics, Mortgage 101, The Guild way|Tags: , , |

Four ways to get a better loan rate A number of factors go into your mortgage interest rate. One of them is you. Interest [...]

Mortgage advice for first-time homebuyers

By | December 6th, 2019|Categories: Mortgage 101, Products and programs|Tags: , , , |

Mortgage advice for first-time homebuyers While buying your first home is an exciting experience, there’s a lot you need to consider. From finding an experienced [...]